The African Housing Future: 5 Trends Every Buyer Should Watch

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Africa’s housing landscape is changing fast — and if you’re growth-focused and thinking long-term, now is the time to get ahead of the curve. Across the continent, innovation and technology are redefining homeownership. Here are five housing trends shaping the future.  1. Solar-Powered Communities Energy independence is the new luxury. Solar-integrated estates are cutting power costs and protecting families from outages. 2. Smart Homes Smart technology is turning homes into safer, more efficient spaces — from motion sensors to remote monitoring. 3. Affordable Prefab Buildings Prefab construction means faster, more affordable homes without compromising quality. 4. Fractional Ownership Start small, think big! With fractional ownership, you can invest in part of a property — growing your real estate portfolio step by step.We make it easy for young investors to enter trusted developments and start building wealth early. 5. Walkable Estates The future of living is green, safe, and walkable — communities where you can live, work, and play.The Future Is Already Laying Foundation Blocks These changes aren’t coming — they’re here. The earlier you position yourself, the stronger your homeownership journey will be. Become a part of these trends as a homebuyer, a real estate investor or an impact partner. At GrowMyHome, we help you:  Get pre-qualified for your first home or your next investment property. Join subscription-based homebuyer programs Explore affordable estate investments Access advisory and technical support Ready to Take Your Next Step? Join our Homeownership Program and real estate programs today and start preparing for the future — one foundation at a time. And the good news is you can do it all virtually from wherever you are!

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How Caring for Your Home Grows Its Value Buying a home is one of the biggest investments most people will ever make. But what many don’t realize is that owning a home is just the beginning. The true value of your property grows—or shrinks—based on how you care for it over time. A Tale of Two Homes Imagine this: Two families each buy a house in the same neighborhood for 3 million. Family A does little to care for their home. They delay repairs, avoid renovations, and let things wear out. Family B takes a proactive approach. They repaint every few years, fix issues quickly, add a new room when their family grows, and keep the home tidy and well-managed. After 10 years, both decide to sell. Family A lists their home, but buyers notice the peeling paint, leaking pipes, and outdated design. Offers come in at only 5 million. Family B puts their home on the market. Buyers see a well-maintained, modern, welcoming property and compete for it. Their home sells at 9 million. Same houses. Same street. Different outcomes. The difference? How they cared for their homes. — Three Ways to Grow Your Home’s Value 1. Maintenance and Renovations Think of maintenance as a form of insurance for your property’s value. Fix small issues before they become major, costly repairs. Refresh your home with simple updates—new paint, modern fixtures, or landscaping. Safety matters too: a well-maintained home reduces risks of accidents and damage. 💡 Tip: Budget at least 1–2% of your home’s value each year for maintenance. — 2. Home Extensions Most people can’t buy their dream home up front—and that’s perfectly fine. The key is to start small and grow over time. Add an extra bedroom when the family grows. Build a home office or guest room to meet new needs. Extensions not only improve your lifestyle but also increase your property’s market value. 💡 Tip: Plan extensions carefully so they blend with the original design—this maximizes both comfort and value. — 3. Home-Making Caring for your home isn’t only about bricks and mortar—it’s also about how you live in it. A clean, well-organized space makes daily life more enjoyable. Buyers can immediately tell when a home has been loved and looked after. Good home-making habits—like order, cleanliness, and warmth—translate into higher appeal and higher offers. 💡 Tip: Even small touches, like a neat garden or a well-arranged living room, can influence buyers’ decisions. — Final Word Your home is more than just a roof over your head—it’s a long-term investment. Every amount you put into maintenance, extensions, and homemaking is not just an expense; it’s an investment that can multiply in value. ✨ Bottom line: Care for your home today, and watch its value grow tomorrow.

HOW WEALTHY ARE YOU? UNDERSTANDING TRUE WEALTH

Introduction Humans are always in pursuit of MONEY. They have the responsibility of taking care of themselves and their families. To do this, they need money. Lots of it. They need to build a future. They need lots of money. Driven by these valid needs, HUMANS pursue money wholeheartedly. The successes and impacts of men in most cases are SOMETIMES measured by how much money they gathered. Hence, we see things like “WORLDS RICH LIST.” The higher the person on the list, the more respected. Hating money The pursuit of more money to take care of responsibility, though noble, can lead to a lot of pitfalls. The Scripture says that the Love of money is the root of all kinds of evil. When the Love of money sets in, money becomes an idol, and evil becomes the norm. The Love of money brings the desire to do anything good or evil to gather money. The amount of money becomes the measuring standard of capacity, ability, and success. In a bid to correct the anomaly of the Love of Money, the Christian church shifted towards anti-money. The word LOVE was removed, and Christians replaced it with “Money is the Root of all evil.” Thus, money became an enemy. Scriptural warnings about the rich of this world were interpreted to mean that riches are evil. In this era, poverty became equated to righteousness.  For many generations, the message saw money to be evil and its pursuit to be an alternative to Godliness. The church became equated with poverty; thus, the poorest people were equated with being poor as “Church rats.” Talking about money in Church was evil. This led to a conflict for the man who aspired to be rich. The thing that was too evil to talk about was also the same thing too necessary to live without.  They were left to make a difficult choice- either pursue money and be classified as unspiritual by fellow brethren or reject money, abandon his aspirations, and remain poor or average and live under the oppression of the unsaved rich of this world just to suit his brethren/ church doctrines? The result of this confusion was that many of the rich stayed outside the church even to this day. The love of money. Then came an era where people in the church began to have glimpses of the need for financial riches. They recognized the gaps in the poverty message. Hence, in a bid to fix this, many swung towards the other extreme. The prosperity gospel era set in. The pursuit of money became the central theme of life, church, spirituality, etc. The warning against the love of money became evident. This, too, created severe excesses we see to date. What is the balance in the plan of God? The question is, what is God’s view about all of this?  The answer lies in understanding and embracing the concept of TRUE WEALTH. How do we establish a bible-based position? Before we discuss WEALTH, let’s establish a few points of truth What then is TRUE WEALTH? Whenever mention is made of the word “wealth” most people think about money or other physical and financial assets. And truly, money is a subset of wealth.  It represents physical wealth. Physical and financial assets are also forms of wealth. However, TRUE WEALTH is more. It encompasses money and many other components. It is holistic wealth. This is wealth that encompasses the physical, the soul, and the spirit. Seven pillars make up True Wealth. These are: In today’s world, physical and financial resources tend to be the most celebrated form of riches, but it has been historically proven that the other six pillars of resources are needed to create and sustain physical and financial resources. A person who is well developed in the other forms of resources will most likely grow in physical and financial resources.  Thus, a person may be very rich in physical and financial assets, but is not truly wealthy if they score poorly on other pillars. Therefore, a person who may be considered truly wealthy, is one who has gathered a significant measure of all the seven pillars of resources.  We believe that God is the embodiement of True Wealth. This is the type of wealth God owns and that makes God is the WEALTHIEST OF ALL BEINGS, while Jesus was the WEALTHIEST man who ever lived. He may not have been the richest in financial terms, but He commanded a combination of all pillars of resources, deploying them as at when necessary to further his mission and bless the world. His wealth was not just temporal but eternal. At GrowMyHome, we desire is to see our members grow on all aspets of True Wealth. We encourage you not just to pursue the building of financial wealth, but all the seven pillars of wealth. 

How to manage real estate investing risks

Every opportunity comes with its elements of risks.  Some come with high risks and others are low risk. The level of rewards is typically dependent on the level of risk.  Real estate is generally classified as a low risk sector, but It does have its own share of potential risks. Understanding these risks will help you to reduce your exposure to them. Here are some risks associated with real estate All of these risks can be managed by acknowledging them understanding them and planning for them.  How to manage these risks… Overall, the real estate sector is cyclical by nature. It has ups and downs. Experienced real estate investors have gone through three, four or even five cycles in their lifetime. The secret is that after each down cycle, there mostly comes up cycles that will exceed the previous peak. Hence overall, long term, the property will generally grow in value over time, making it a good investment

How your money can achieve two important goals

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Whenever you buy into a property on the GrowMyHome website, there are two benefits. The first benefit is that you become the owner of an income-earning asset that will earn you a return on investment. The second benefit is that your money goes on to make a social impact. Here’s how that works. Profit GrowMyHome brings verified properties to your fingertips. We eliminate the risks and make it safe for you to invest in these properties. Your investments into these properties enable you to earn from the properties. When these properties are rented out, the rental proceeds are shared with you in proportion to your ownership level. For instance, if you own 100% of the property, you get 100% of the net rental income. If you own 5% of the property, you earn 5% of the rental income and so on. In addition, the properties gains value through upgrades and value appreciation and over time these upgrades add a lot of value to the property. A time comes when the property is sold for profit. You also get to earn very decent returns from this. Impact For each successful deal, you make profit and we at GrowMyHome also make our own share of profits. We use a portion of our profits to develop new houses. These houses will be rented or sold to buyers and tenants as affordable homes, making it possible for individuals and families to rent or own a decent roof over their heads. Furthermore, while we are developing these houses, we employ workers from the communities to carry out a wide range of roles, tasks and skills. Each house we build creates between 100 to 200 temporary jobs, and groups of houses create some permanent jobs too. Also, housing projects create income for suppliers of building materials and services. This too, helps families put food on their tables. The more houses we can build the more families we can support, and the more communities we can develop. That’s impact So in essence your investments create returns for you, and enable the development of affordable Housing for our communities.

We are democratizing real estate!

In politics, democracy means everyone has a vote and every vote counts. But today we are talking real estate, not politics.  However, democratizing real estate is not that different from politics. It refers to making real estate more accessible to everyone, making each person’s Shillings, Rand, Naira, or dollar count. This means everyone can get involved.  That’s what we are doing at GrowMyHome.  Before now,  Real Estate was typically an exclusive industry for the rich because It takes a lot of money to buy a piece of land or a own house.  This excluded the majority of the population, especially in Africa. Millions of Africans have never owned a stake in real estate their entire lives We came along to help find ways to change this by making it possible for majority of folks to get into the real estate market and to own their own stake. Sometimes, it just takes a small start, to gain access to an industry, understand the industry and then grow. At GrowMyHome, we offer our members this access. We open tje door to allow you know about and participate in real estate deals. We brought the financial barrier as low as possible, making it easier for everyone to get involved- kind of like democracy! Everyone’s money counts. And from there we build together, putting in the time, and effort required for growth.  We don’t stop there. Beyond real estate investing, we also focus on improving access to affordable homeownership. We provide our community members with a pathway toward homeownership.  In a continent where the homeownership rate is low, we are helping our peope establish a pathway and improve the overall rates. We begin by helping them gain information, because knowledge is power.  Knowing what to do begins the journey to doing the right thing. From there they can identify the steps to take and the people to help them achieve their goals.  We maintain a hands-on approach, ready to work long-term, with our community members to achieve their goals in real estate investing and homeownership. Find our more by following the links below Real estate investing Homeownership